Savings

Passbook Savings

Interest Bearing - Paid Quarterly
No Minimum Balance
No Monthly Maintainence Fees

Christmas Club

Interest Bearing
No Minimum Balance Required
Check Issued at Maturity
No Fees

Certificates of Deposit

We offer a variety of terms and rates

Please contact us for interest rate information.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term, "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pay no interest. It also includes interest on Lawyers Trust Accounts ("IOLTA's). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov

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